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| Down payment and/or Closing Costs Assistance Programs |
Do you have down payment and closing costs hurdles? If so, there are options with down payment and closing cost assistance programs from a minimum 620 fico score to qualify.
These programs can assist the homebuyer that wants to buy but does not have down payment and closing costs saved. You will not believe the record low interest rates available so call to qualify today.
The money you put "down" or the down payment and/or closing costs on your home loan can be one of the largest hurdles for many first-time homebuyers. That's why CalHFA, Chenoa fund or Platinum Grant offers several options for down payment and/or closing cost assistance. This type of assistance is often called a second or subordinate loan. CalHFA's subordinate loans are "silent seconds", meaning payments on this loan are deferred so you do not have to make a payment on this assistance until your home is sold, refinanced or paid in full. This helps to keep your monthly mortgage payment affordable.
If you don't have a minimum 620 fico score, your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
Inquire on CalHFA, Chenoa fund or Platinum Grant down payment and/or closing cost programs for rates and terms and buy your dream home today. There are maximum income limits for each program and are available throughout California.
I specialize in Under and Over 640 Fico Score Loans and offer credit repair advice at no cost to raise fico scores to qualify. It only takes a few dozen questions to qualify in minutes for the many loan programs I offer. Home prices as well as rents are on the rise so act today before your priced out of the market. You Have Nothing to Lose and EQUITY to GAIN!
Here is a needs list to gather for processing a loan approval, DU Approval or pre-approval letter to get out shopping for a home of your choice. Processing needs list
Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, LTV or loan program and how much you want to invest into the down payment and closing costs of a purchase.
You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA and the Sapphire Grant from a minimum 640 fico score up to 424k. The CHDAP down payment and closing cost program can go up to 600k in high balance areas.
CONTACT ME
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm 7 days Summer hours or email HomeLoans4U@live.com 24/7 365 days.
CHDAP, CalHFA and Sapphire Grant Down Payment and/or Closing Cost Assistance Specialist
http://www.Under640FicoScoreLoans.com
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ReplyDeleteHello Tim Henry, I offer credit repair for my clients for free. I can raise fico scores within 3-4 days in most cases to qualify for programs, rates and terms as necessary. I do the rapid rescore which cost about $30 per trade per bureau which can be up to $90 per account for free for my clients. Thanks for your input but anyone that wants there credit scores raised to buy a home will get it done for free thru me. 760-486-4225 https://RealEstateLoansAndHomes.com or https://Under640FicoScoreLoans.com
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